Your renewal is built from last year’s spend plus an arbitrary trend—a rear-view mirror with a percentage sign on it. It predicts absolutely nothing about the employee who quietly stopped collecting their life-saving maintenance medication back in August, or the employee who skipped their annual exam, or didn’t go to their follow-up appointments, or missed a surgery.
TruePrice Care models what your members are doing right now. We transform real-time patient behavior and live care inquiries into next year’s predicted budget with uncompromised, data-backed evidence.
Run a Ghost Rate AuditUnprecedented AccuracyIn blind tests across two de-identified national employee panels, our predictive reporting forecasted actual healthcare spend within a variance of 2.9% to 8.9% over a full 12 months.
Beating the Legacy StandardOur algorithm consistently outperformed the standard “last year repeats” methodology, the method still using to project your costs today.
The Two-Line DashboardEvery report tracks two clear paths: what your plan is predicted to spend under no changes, and what it spends with Ruth navigating care. The variance is an immediate 20% structural reduction in your first year.
Long before an insurance claim is generated, employees search for answers. We analyze what your members are actively asking Ruth right now to predict future care needs weeks before an appointment is even booked.
We ingest your current claims file and score active diagnoses by what they are predicted to cost your plan when they inevitably progress without intervention.
The single earliest, most reliable warning sign that predicts an expensive, preventable claim on the horizon.
We flag follow-up scans and diagnostic tests a doctor ordered that the employee never booked out of fear or confusion, predicting future clinical complications.
We count and price non-emergent ER visits that an independent urgent care or primary clinic could have easily handled for a fraction of the cost.
We don’t sell generic industry benchmarks. TruePrice Care delivers 25 custom reports built natively on your specific data to predict future behavior and costs.
Your healthcare spend shouldn’t be an unpredictable liability. Upload a single claims file today, pull back the curtain, and accurately predict your financial year before it happens.