TruePrice™ Care
TruePrice Transparency

Every insurance carrier is legally forced to publish their negotiated rates, and every hospital must publish its cash pricing.The raw healthcare data is completely public.

It is also an unreadable nightmare of over 17.5 million highly fragmented rows. One single insurance company can appear under 163 completely different spellings, and every hospital system structures its data files differently.

We read, clean, and normalize all of it. That parsing moat is our product.

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The industrial math

What It Takes to Decode Healthcare

17,563,803 Published RatesConstantly scraped, read, and cross-reconciled within our master ledger.

67 Custom Hospital LayoutsFully mapped and parsed, translating fragmented, proprietary files into a single structured schema.

Wild Market VariancesOur data uncovers insane cost spreads—revealing 69 unique published rates for a single knee replacement in Texas, swinging wildly from $8,006 to $68,667.

Unified Entity Resolution163 chaotic spellings of a single insurance entity are automatically cleaned and consolidated into one single, accurate data point.

The raw file

Blue Cross and Blue Shield of Texas, Blue Advantage HMO, in-network rates, 14 August 2026

{"reporting_entity_name":"Blue Cross and Blue Shield of Texas","reporting_entity_type":"health insurance issuer","last_updated_on":"2026-08-14","version":"2.0.0",
"provider_references":[{"provider_group_id":4001,"network_name":["Blue Advantage HMO"],"provider_groups":[{"npi":[1003078965,1003200916,1003202128,1003307828,1013129089,1013336023,1013352251,1013536457,1013593896,1013657741,1013938349,1023279387,1023564176,1023767894,1033297601,1033390828,1033448303,1033480231,1033647078,1033777917,1033799788,1033854971,1043223209,1043414618,1043557630,1043566920,1043708407,1043714447,1043731961,1043770647,1043831563,1043892987,1043899834,1043950405,1043950462,1053574913,1053610501,1053706804,1053751362,1053773804,1053803023,1053808873,1063031086,1063070282,1063509008,1063858348,1073000915,1073048856,1073133955,1073191052,1073539755,1073847042,1073932562,1073990305,1083058515,1083091060,1083357214,1083671267,1093115081,1093132383,1093133324,1093145070,1093748816,1093762940,1093974024,1104102086,1114231636,1114307279,1114368271,1114459278,1124018544,1124128673,1124228622,1124254784,1124271812,1124281118,1124367305,1124405261,1124423751,1124443288,1124606264,1124648043,1124656715,1134175565,1134480437,1134481914,1134531445,1134549694,1134680069,1134706864,1144615014,1144883380,1154378958,1154379709,1154398626,1154495265,1154515625,1154577393,1154709665,1154819134,1154852846,1164042925,1
Blue Cross and Blue Shield of Texas · Blue Advantage HMO · in-network rates · 14 August 2026 · one file, 1663 MB compressed · the first 1,400 characters
How it works

How Ruth Reads These Messy Files

Ingest Raw Chaos→Isolate True Dollar Values→Strip Stale Rows→Present Clear Actionable Options
Isolating Prices from Volatile RatesA negotiated rate is rarely a direct price.

It is frequently hidden as a complex percentage of Medicare, a per-diem baseline, or a derived estimate. Ruth strips away the noise to expose the actual dollar figure. If a line item does not translate to an absolute cash price, Ruth throws it out.

Preventing Double-Billed ErrorsA physician’s fee is not a facility’s price.

The most common industry mistake is conflating the two. Ruth separates them instantly, preventing incorrect numbers from being served to your employees.

Continuous Expiration ScrubbingStale data outnumbers fresh rates across public medical files.

Ruth ruthlessly purges any row that cannot be actively defended as current and accurate.

No pay-to-play

Zero Preselected Networks. Zero Pay-to-Play.

We hold absolutely zero financial contracts with any hospital or surgical facility. No medical center can pay to appear at the top of our search algorithms.

Your employees are given completely unmanipulated access to every single facility that has published a rate. There are no out-of-network corporate penalties for choosing a center a vendor forgot to sign. Every option is backed by Ruth’s rigid clinical quality grade, ensuring the cheapest option is never selected at the expense of employee safety.

The features

What Transparency Gets You

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